Make Credit Card Processing Easy

Credit card processing securely moves funds from a customer’s card account to your business bank account. Networks, banks, and processors coordinate approvals and transfers, with small fees covering the service.

It gives customers more ways to pay—credit, debit, tap-to-pay, and mobile wallets—often boosting sales and speeding up checkout.

A merchant account lets your business accept card payments. You can be set up as a submerchant for quick onboarding or have a dedicated account for more control. We’ll help you choose the best fit.

When a card is tapped, dipped, or swiped, your terminal sends a secure request via the processor and card network to the issuing bank. Approved transactions are batched and deposited to your bank account.

Meet customers wherever they pay: in-store with a POS, on the go with a mobile reader, and online via your site or invoices. Many businesses use a mix of all three.

Expect per-transaction fees and, depending on setup, possible account or gateway fees. These cover security, technology, and banking networks.

Typical processing runs ~2%–4% plus $0.10–$0.30 per transaction. Dedicated merchant accounts may include monthly service, gateway, or PCI fees.

Merchant costs vary by card type, acceptance method, and pricing model. Customers usually don’t pay fees directly; some businesses use surcharges or minimums, which can affect satisfaction.

Choose equipment based on your workflow: countertop terminals or POS for in-store, mobile readers for events, and a secure payment gateway for online checkout and invoicing.